Seton Healthcare Network Epn Provider List

Medicare doesn't pay for everything, so seniors often choose Medicare Advantage (MA) private insurance plans because they think Medicare Supplement (Medigap) policies are too expensive. MA plans seem like a sure bet since many of them have zero or low monthly premiums, and usually include prescription drug, vision, hearing and other benefits, .

But all MA plans are laden with hidden out-of-pocket charges that can cost patients thousands of dollars. Free and cheap MA plans use medical gatekeepers and doctor/hospital networks like HMOs or PPOs* that manage care.